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Non-traditional Students Student Grants The cost of attending college has more than doubled since Community colleges had once been considered the affordable way to attend college, but even their price tags have risen over the years. Even with college savings plans, the average citizen finds it difficult to come up with that much money for four years in a row.
This situation has led to many students taking out immense student loan debt, stretching their college attendance over five years or more, or even dropping out of school altogether.
Fortunately, students have access to a funding source that can help them graduate from college quickly and possibly be debt-free at the end. Benefit of Student Grants A student grant is essentially free money that is given to a student to help with college expenses.
Each year these types of grants provide significant benefits to millions of people across the United States. For example, a few thousand dollars can: Student grants may be used to pay for tuition, fees, books, research materials, study abroad, living expenses, and many other education-related expenses.
Students should keep in mind that little difference exists between grants, scholarships, and fellowships. Anyone looking for financial aid should investigate all three categories. Repayment of Grants As people become more and more conscious of their debts, they are hesitant to accept certain financial aid packages.
Fortunately, student grants are not like student loans. Student loans must be repaid within a certain timeframe after graduation or the last date of college attendance. They are essentially cash advances to pay for education.
Just like credit cards, student loans tack on interest and can soon grow to an insurmountable level. On the other hand, under most circumstances, grants do not need to be repaid.
They are gifts from sponsors that help pay for rising tuition bills, university and course fees, transportation costs, and housing expenses. Grants are always applied to tuition bills before loans, and the more grants and scholarships that students have, the less loan debt that must be repaid in the future.
Some organizations do, however, attach requirements to grant funding and will demand the repayment of grants if those conditions are not met. For example, certain federal teaching grants mandate that graduates teach in low-income school districts for a certain number of years in order to retain their grant status.
Otherwise, the funds will be converted into student loans that must be repaid. Some medical school and nursing program pay for all costs of attending college in exchange for at least two years of service in disadvantaged areas or locations with a shortage of medical personnel. If a grant carries any of these stipulations, the criteria will be identified on the application document.
Most organizations are upfront about these requirements because they do not want to risk non-payment later. Sources of Grants Student grants can come from just about anywhere—from employers, professional associations, clubs, community groups, colleges, state and local governments, and, of course, the federal government.
Many financial aid administrators keep records of all the grants for which their students have applied and then pass those funding sources along to future students. In addition, many websites list thousands of grants and scholarships that are open to qualified applicants. Since some student grants receive low publicity and low competitionstudents should apply for more than just the high-profile programs.
The four main sources of grants are federal, state, college-specific, and private programs. Details and examples of each category are below: Federal Grants Much of the grant money that students receive is awarded through the U.
These student grants are both need-based and merit-based. According to the U. These grants are awarded based on financial need. They take into consideration the cost of attendance, year-round or partial-year attendance, and full-time or part-time status.
Example of high-need fields include mathematics, science, reading specialists, foreign languages, bilingual education, English language acquisition, and special education. Within eight years of graduation, grant recipients must teach for at least four academic years.
If these stipulations are not met, the grants will be retroactively converted to Unsubsidized Stafford Loans, interest will accumulate, and students will be responsible for repaying the money.
For more details on what the federal government considers to be a high-need field or a school serving low-income students, review the TEACH Grant program profile.
Additional eligibility requirements can be found at the U. Iraq and Afghanistan Service Grant Level: Undergraduate The Iraq and Afghanistan Service Grant is offered to students who do not meet the requirements for the Pell Grant but whose parent or guardian died as a result of U.An essay has been defined in a variety of ways.
One definition is a "prose composition with a focused subject of discussion" or a "long, systematic discourse". It is difficult to define the genre into which essays . If you have a dream school in mind, enrolling at a local community college might not be part of the plan for your future.
But when it comes to paying for college, a two-year school can be a savvy start to your college education. Community colleges (also known as junior colleges) offer a two–year degree called the associate's degree.
Top Successful College Essays. Get into the college of your dreams! We hope these essays inspire you as you write your own personal statement. Just remember to . The Online Writing Lab (OWL) at Purdue University houses writing resources and instructional material, and we provide these as a free service of the Writing Lab at Purdue.
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